Dream of owning a 3-story victorian home in Soulard? How about an upscale condo in St. Peters? Maybe you have contemplated a two-family unit you could rent the other half out to? Wait...the three R's...renovations, remodeling, restoration. Your head is spinning - you can't afford that. Ok, maybe eventually you could, but it would be years until you can afford to do it all! Think again.